/* Insurance Pro brand tokens, extracted from insuranceprofl.com (main.css, custom.css, theme.json presets) */
:root{--blue:#009FD4;--gold:#F5B901;--teal:#064962;--teal-2:#073240;--ink:#2e3749;--red:#ae1313;--mist:#F2F5F5;--line:#dde5e8;--white:#fff;
--hfont:"Mulish",system-ui,sans-serif;--bfont:"Open Sans",system-ui,sans-serif;--r:18px;--sh:0 18px 50px -20px rgba(6,73,98,.35)}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font:16px/1.65 var(--bfont);color:var(--ink);background:#fff;-webkit-font-smoothing:antialiased}
img,video{max-width:100%;display:block}a{color:var(--blue)}h1,h2,h3,h4{font-family:var(--hfont);color:var(--teal);line-height:1.15;margin:0 0 .5em;letter-spacing:-.01em}
h1{font-size:clamp(2.2rem,5vw,3.8rem);font-weight:800}h2{font-size:clamp(1.7rem,3.3vw,2.6rem);font-weight:800}h3{font-size:1.25rem;font-weight:700}
html[lang=es] [data-l=en],html[lang=en] [data-l=es]{display:none!important}
.wrap{width:min(1180px,92vw);margin:0 auto}.sec{padding:clamp(56px,8vw,110px) 0}.sec.alt{background:var(--mist)}.sec.dark{background:var(--teal);color:#dbeef5}.sec.dark h2,.sec.dark h3{color:#fff}
.eyebrow{font:700 .78rem/1 var(--hfont);letter-spacing:.32em;text-transform:uppercase;color:var(--gold);margin-bottom:14px;display:block}
.lead{font-size:1.15rem;max-width:760px}.center{text-align:center}.center .lead{margin-inline:auto}
.btn{display:inline-flex;align-items:center;gap:.5em;font:800 .82rem/1 var(--hfont);letter-spacing:.08em;text-transform:uppercase;text-decoration:none;padding:16px 26px;border-radius:8px;border:0;cursor:pointer;transition:transform .2s,box-shadow .2s,background .2s}
.btn:hover{transform:translateY(-2px);box-shadow:0 10px 24px -10px rgba(0,0,0,.45)}.btn-blue{background:var(--blue);color:#fff}.btn-gold{background:var(--gold);color:#1d2430}.btn-ghost{background:transparent;color:#fff;box-shadow:inset 0 0 0 2px rgba(255,255,255,.7)}.btn-line{background:#fff;color:var(--teal);box-shadow:inset 0 0 0 2px var(--teal)}
/* header */
.top{background:var(--teal-2);color:#cfe6ee;font-size:.82rem}.top .wrap{display:flex;gap:18px;justify-content:flex-end;padding:7px 0;flex-wrap:wrap}.top a{color:#fff;text-decoration:none}
header.nav{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}
header.nav .wrap{display:flex;align-items:center;gap:22px;height:76px}.logo img{height:40px;width:auto}
.menu{display:flex;gap:4px;margin-left:auto;list-style:none;padding:0;margin-block:0}.menu a{font:700 .78rem/1 var(--hfont);letter-spacing:.06em;text-transform:uppercase;color:var(--ink);text-decoration:none;padding:10px 10px;border-radius:6px}
.menu a:hover,.menu a[aria-current]{color:var(--blue)}
.lang{display:flex;align-items:center;gap:8px;font:800 .72rem var(--hfont)}.lang button{all:unset;cursor:pointer;padding:4px 2px;color:#8796a3}.lang button[aria-pressed=true]{color:var(--teal)}
.lang .sw{width:34px;height:18px;border-radius:20px;background:var(--gold);position:relative;cursor:pointer;border:0}.lang .sw:after{content:"";position:absolute;top:2px;left:2px;width:14px;height:14px;border-radius:50%;background:#fff;transition:left .2s}html[lang=es] .lang .sw:after{left:18px}
.burger{display:none;margin-left:auto;background:none;border:0;font-size:1.7rem;color:var(--teal);cursor:pointer}
@media (max-width:1060px){.menu{display:none;position:absolute;top:76px;left:0;right:0;background:#fff;flex-direction:column;padding:12px 4vw 20px;box-shadow:var(--sh)}.menu.open{display:flex}.burger{display:block}.nav .cta-top{display:none}.lang{margin-left:0}}
/* hero */
.hero{position:relative;min-height:min(88vh,820px);display:grid;place-items:center;color:#fff;overflow:hidden;text-align:center}
.hero video,.hero .bg{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}.hero:after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(6,73,98,.55),rgba(6,50,64,.82))}
.hero .wrap{position:relative;z-index:2;padding:90px 0}.hero h1{color:#fff;max-width:900px;margin:0 auto .4em}.hero p{font-size:1.2rem;max-width:720px;margin:0 auto 28px;color:#e6f4f9}.hero .btns{display:flex;gap:14px;justify-content:center;flex-wrap:wrap}
.hero.sub{min-height:420px}.chips{display:flex;gap:10px;justify-content:center;flex-wrap:wrap;margin-top:34px}.chip{font:700 .78rem var(--hfont);padding:8px 14px;border-radius:30px;background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.3)}
/* grids/cards */
.grid{display:grid;gap:26px}.g2{grid-template-columns:repeat(2,1fr)}.g3{grid-template-columns:repeat(3,1fr)}.g4{grid-template-columns:repeat(4,1fr)}
@media (max-width:900px){.g3,.g4{grid-template-columns:1fr 1fr}.g2{grid-template-columns:1fr}}@media (max-width:600px){.g3,.g4{grid-template-columns:1fr}}
.card{background:#fff;border-radius:var(--r);padding:30px;box-shadow:var(--sh);border-top:4px solid var(--blue);transition:transform .25s}.card:hover{transform:translateY(-4px)}.card.gold{border-top-color:var(--gold)}
.card .ic{width:52px;height:52px;border-radius:14px;display:grid;place-items:center;background:rgba(0,159,212,.12);color:var(--blue);font-size:1.5rem;margin-bottom:16px}
.card ul{padding-left:1.1em;margin:.6em 0 0}.card li{margin:.2em 0}
.split{display:grid;grid-template-columns:1.05fr 1fr;gap:clamp(30px,5vw,70px);align-items:center}.split.rev>:first-child{order:2}@media (max-width:900px){.split{grid-template-columns:1fr}.split.rev>:first-child{order:0}}
.photo{border-radius:24px;overflow:hidden;box-shadow:var(--sh);position:relative}.photo img{width:100%;height:100%;object-fit:cover;aspect-ratio:4/3}
.photo .tag{position:absolute;left:18px;bottom:18px;background:var(--gold);color:#1d2430;font:800 .75rem var(--hfont);padding:8px 12px;border-radius:8px;text-transform:uppercase;letter-spacing:.08em}
.stats{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.stat{background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.15);border-radius:16px;padding:22px}.stat b{display:block;font:800 2rem var(--hfont);color:var(--gold)}
@media (max-width:800px){.stats{grid-template-columns:1fr 1fr}}
.check{list-style:none;padding:0}.check li{padding-left:30px;position:relative;margin:.55em 0}.check li:before{content:"✓";position:absolute;left:0;top:0;width:20px;height:20px;border-radius:50%;background:var(--gold);color:#1d2430;font-size:.7rem;display:grid;place-items:center;font-weight:800;margin-top:3px}
.steps{counter-reset:s;display:grid;gap:18px}.step{counter-increment:s;display:grid;grid-template-columns:58px 1fr;gap:18px;align-items:start;background:#fff;border-radius:16px;padding:22px;box-shadow:var(--sh)}.step:before{content:counter(s,decimal-leading-zero);font:800 1.3rem var(--hfont);color:#fff;background:var(--blue);border-radius:14px;height:58px;display:grid;place-items:center}
/* video */
.vcard{position:relative;border-radius:24px;overflow:hidden;box-shadow:var(--sh);background:#000}.vcard video{width:100%;aspect-ratio:16/9;object-fit:cover}
.vplay{position:absolute;inset:0;display:grid;place-items:center;background:linear-gradient(180deg,transparent 40%,rgba(6,50,64,.75));border:0;cursor:pointer;color:#fff;text-align:left}
.vplay span.pb{width:84px;height:84px;border-radius:50%;background:var(--gold);display:grid;place-items:center;font-size:1.8rem;color:#1d2430;box-shadow:0 0 0 12px rgba(245,185,1,.25)}.vplay .cap{position:absolute;left:24px;bottom:20px;font:700 1rem var(--hfont)}
.vcard.playing .vplay{display:none}
/* faq */
.faq details{background:#fff;border-radius:14px;margin:12px 0;box-shadow:0 6px 20px -14px rgba(6,73,98,.5);border-left:4px solid var(--blue)}.faq summary{cursor:pointer;padding:20px 24px;font:700 1.05rem var(--hfont);color:var(--teal);list-style:none;display:flex;justify-content:space-between;gap:12px}.faq summary:after{content:"+";color:var(--blue);font-size:1.4rem;line-height:1}.faq details[open] summary:after{content:"–"}.faq details>div{padding:0 24px 20px}
/* blog */
.post-card{background:#fff;border-radius:var(--r);overflow:hidden;box-shadow:var(--sh);display:flex;flex-direction:column;text-decoration:none;color:inherit}.post-card img{aspect-ratio:16/9;object-fit:cover;width:100%}.post-card .b{padding:22px 24px 26px}.post-card time{font-size:.8rem;color:#7a8a96;text-transform:uppercase;letter-spacing:.1em}.post-card h3{margin:.4em 0}.post-card .more{font:800 .78rem var(--hfont);color:var(--blue);text-transform:uppercase;letter-spacing:.08em}
article.post{max-width:820px;margin:0 auto}article.post .hero-img{border-radius:20px;margin:0 0 30px;box-shadow:var(--sh)}article.post h2{margin-top:1.4em}article.post h3{margin-top:1.1em;color:var(--blue)}article.post li{margin:.35em 0}
.note{background:#fff8e1;border-left:4px solid var(--gold);padding:14px 18px;border-radius:10px;font-size:.92rem}
.share{display:flex;gap:10px;margin-top:30px;flex-wrap:wrap}
/* form */
.form-shell{background:#fff;border-radius:26px;box-shadow:var(--sh);padding:clamp(24px,4vw,44px);border-top:6px solid var(--gold)}
.fgrid{display:grid;grid-template-columns:1fr 1fr;gap:16px 18px}.fgrid .full{grid-column:1/-1}@media (max-width:640px){.fgrid{grid-template-columns:1fr}}
label.f{display:block;font:700 .85rem var(--hfont);color:var(--teal)}label.f span.req{color:var(--red)}
.f input,.f select,.f textarea{display:block;width:100%;margin-top:6px;font:inherit;font-weight:400;padding:13px 14px;border:1.5px solid var(--line);border-radius:10px;background:#fbfdfd;color:var(--ink)}.f input:focus,.f select:focus,.f textarea:focus{outline:0;border-color:var(--blue);box-shadow:0 0 0 4px rgba(0,159,212,.15)}
fieldset{border:0;padding:0;margin:0}legend{font:700 .85rem var(--hfont);color:var(--teal);margin-bottom:8px}.opts{display:flex;flex-wrap:wrap;gap:10px}.opt{display:flex;align-items:center;gap:8px;padding:10px 14px;border:1.5px solid var(--line);border-radius:10px;cursor:pointer;font-size:.92rem}.opt:has(input:checked){border-color:var(--blue);background:rgba(0,159,212,.07)}
.hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}.ferr{color:var(--red);font-weight:700}.fine{font-size:.8rem;color:#6b7b87}
/* footer */
footer.site{background:var(--teal);color:#cfe6ee;padding:70px 0 30px;font-size:.93rem}footer.site a{color:#fff;text-decoration:none}footer.site h4{color:var(--gold);font-size:.85rem;letter-spacing:.2em;text-transform:uppercase}footer .cols{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:30px}@media (max-width:860px){footer .cols{grid-template-columns:1fr 1fr}}
footer .logo-w{background:#fff;display:inline-block;padding:10px 14px;border-radius:10px}footer .bottom{border-top:1px solid rgba(255,255,255,.15);margin-top:40px;padding-top:20px;display:flex;justify-content:space-between;flex-wrap:wrap;gap:10px;font-size:.8rem}
.ph{background:#fff3cd;color:#7a5a00;padding:1px 6px;border-radius:4px;font-size:.85em;border:1px dashed #d4a800}
/* reveal */
.js .rv{opacity:0;transform:translateY(24px);transition:opacity .7s,transform .7s}.js .rv.in{opacity:1;transform:none}
@media (prefers-reduced-motion:reduce){.js .rv{opacity:1;transform:none}html{scroll-behavior:auto}}
/* agent assistant */
.ai-fab{position:fixed;right:20px;bottom:20px;z-index:80;background:var(--teal);color:#fff;border:0;border-radius:40px;padding:14px 20px 14px 16px;font:800 .85rem var(--hfont);display:flex;gap:10px;align-items:center;box-shadow:0 14px 34px -10px rgba(6,50,64,.7);cursor:pointer}.ai-fab i{width:30px;height:30px;border-radius:50%;background:var(--gold);color:#1d2430;display:grid;place-items:center;font-style:normal}
.ai{position:fixed;right:20px;bottom:86px;z-index:81;width:min(380px,calc(100vw - 30px));height:min(560px,calc(100vh - 120px));background:#fff;border-radius:22px;box-shadow:0 30px 80px -20px rgba(6,50,64,.6);display:none;flex-direction:column;overflow:hidden}.ai.open{display:flex}
.ai header{background:var(--teal);color:#fff;padding:16px 18px;font:800 .95rem var(--hfont);display:flex;justify-content:space-between}.ai header small{display:block;font:400 .75rem var(--bfont);color:#bfe0ec}.ai header button{all:unset;cursor:pointer;font-size:1.3rem}
.ai .log{flex:1;overflow:auto;padding:16px;display:flex;flex-direction:column;gap:10px;background:var(--mist)}.ai .m{max-width:86%;padding:10px 14px;border-radius:14px;font-size:.92rem}.ai .bot{background:#fff;align-self:flex-start;border-bottom-left-radius:4px}.ai .me{background:var(--blue);color:#fff;align-self:flex-end;border-bottom-right-radius:4px}
.ai .qs{display:flex;flex-wrap:wrap;gap:6px;padding:10px 12px;border-top:1px solid var(--line)}.ai .qs button{border:1.5px solid var(--blue);color:var(--blue);background:#fff;border-radius:20px;padding:6px 11px;font:700 .75rem var(--hfont);cursor:pointer}
.ai form{display:flex;border-top:1px solid var(--line)}.ai form input{flex:1;border:0;padding:14px;font:inherit}.ai form button{border:0;background:var(--gold);padding:0 18px;font-weight:800;cursor:pointer}
/* responsive refinements */
.menu a{white-space:nowrap;padding:10px 8px}
@media (max-width:1240px){.menu{display:none;position:absolute;top:76px;left:0;right:0;background:#fff;flex-direction:column;padding:12px 4vw 20px;box-shadow:var(--sh)}.menu.open{display:flex}.menu a{display:block;padding:14px 8px;font-size:.9rem}.burger{display:block;order:3;margin-left:12px}.lang{margin-left:auto}}
@media (max-width:640px){.top .wrap>span:first-child{display:none}.top .wrap{justify-content:center}.hero p{font-size:1.02rem}.hero .wrap{padding:64px 0}.logo img{height:32px}.nav .cta-top{display:none}.m-hide{display:none}.ai-fab span{display:none}.ai-fab{padding:12px}}